Why choose Greece for a new beginning?

Affordable cost of living

Excluding Mykonos, Santorini, and other highly touristy cities, Greece has a relatively low cost of living compared to many northern European countries. Everyday expenses such as housing, food, or leisure are lower, allowing residents to improve their quality of life. Local markets offer an abundance of fresh fruits and vegetables, and restaurant meals remain very affordable, especially outside of the busy tourist areas.

Read our article on the cost of living in Greece

Exceptional climate and landscapes

With mild winters and sunny summers, Greece enjoys an ideal Mediterranean climate. Temperatures rarely drop below 10°C in winter, while summer is marked by constant blue skies and temperatures that exceed 30°C, which are particularly pleasant for sun lovers.

The country offers a diversity of landscapes that never ceases to surprise and amaze. From the sandy beaches lapped by the crystal clear waters of the Aegean and Ionian Seas to the steep, verdant mountains of the inland, each region has its own charm. The Greek islands, such as Santorini, Mykonos or Crete, are famous for their dramatic cliffs, whitewashed houses and breathtaking sunsets. On the mainland, impressive gorges, peaceful lakes and olive groves as far as the eye can see provide a perfect setting for nature and hiking enthusiasts.

A high quality of life

Greece offers a very pleasant quality of life. The culture is rich and authentic, marked by the simplicity of the pleasures of everyday life, such as long evenings in the tavern or walks by the sea. The public health system is accessible and increasingly efficient, and Greece is considered a safe country where violent crime is rare.

Greek gastronomy

Famous for its healthy and delicious Mediterranean dishes, Greek cuisine is considered to be some of the best in the world! Dishes based on olive oil, fresh vegetables, fish and seafood are at the heart of the local gastronomy, which reflects a simple and natural way of life. Not to mention the famous dishes such as moussaka, souvlaki, or Greek salads!

Accessible and diverse real estate

Whether you’re looking for a traditional home in the mountains, a modern villa with a pool on an island, or an apartment in a bustling city centre, Greece offers a range of real estate choices to suit all budgets. Athens and its surroundings, as well as islands such as Crete or Rhodes, remain particularly popular, but it is possible to find affordable properties in less touristy areas such as the Peloponnese or Macedonia.

A complete school system

Greece has an education system that follows the European model, with free public schools offering quality education. However, as the language of instruction is Greek, this can be a challenge for expat families who move in with children who do not speak the language.

To meet this need, there are many international schools, especially in Athens and Thessaloniki, that offer programs in English, French, or German, and that follow recognized curricula such as the British Curriculum, the International Baccalaureate (IB), or the French education system. These schools offer a multicultural environment and allow for a smoother transition for expat children while ensuring a high level of education.

Read our article on local and international schools in Greece

The different lifestyles in Greece

Living in Greece offers a wide variety of lifestyles (regions), depending on your desires:

• City life: Athens, Thessaloniki and Patras are dynamic cities, rich in history, with an intense cultural life. If you like the hustle and bustle of big cities, Athens is perfect for its cultural offerings, museums and food scene.
• The paradise islands: Santorini, Mykonos, Paros or Corfu offer an idyllic living environment, with magnificent beaches, picturesque villages and a relaxed atmosphere. These destinations are ideal for those seeking a peaceful retreat with sea views.
• The peace of the land: If you prefer a quieter life, away from the tourist hustle and bustle, the Peloponnese, Euboea or the interior of Crete offer impressive natural landscapes, often embellished with vineyards, olive groves and mountains.

The challenges of living in Greece

As with any moving project, there are a few challenges to overcome:

• La Language barrier: Although many Greeks speak English, especially in tourist areas, learning some basic Greek is highly recommended, especially if you want to move to more remote areas. This will make it easier for you to interact with the locals and help you integrate more easily.
• Administrative procedures: Greece can seem administratively complex for newcomers. Whether it’s opening a bank account, getting an AFM number (the tax number) or regularizing your stay, Greek bureaucracy can be slow. However, more and more organizations are offering services adapted to expatriates to facilitate these procedures.
• International Move: Transporting your belongings from your home country to Greece can be a logistical challenge, but proper planning will make the whole process smoother. It is recommended to use a moving company that specializes in international removals, which will be able to handle aspects related to customs, the secure packing of your personal belongings, and transportation by sea or air. Also consider taking out insurance to protect your belongings during transport.

Obtaining residency in Greece: the steps to follow

When you are a European citizen

If you are a citizen of the European Union, you benefit from simplified procedures to settle in Greece thanks to the free movement agreement within the Schengen area. Here are the key steps to move to Greece:

• Short stay: EU citizens can stay in Greece for up to 90 days without the need for a visa.
• Obtaining an AFM: You will need a Greek tax number, called AFM (Αριθμός Φορολογικού Μητρώου), to complete various transactions, such as opening a bank account or renting/buying property.
• Registration for a long stay: If you wish to stay for more than 90 days, you will need to register with the local Aliens Bureau to obtain a Certificate of Residence (Πιστοποιητικό Εγγραφής Πολιτών της Ευρωπαϊκής Ένωσης), valid for a period of five years.
• Health insurance: EU citizens can use their European Health Insurance Card (EHIC) to access healthcare in Greece. However, it is recommended to take out private health insurance to benefit from better coverage.

When you are non-European

Non-EU nationals, including post-Brexit British citizens, will need to complete a few additional steps to obtain residency in Greece:

• Temporary Residence Permit : It is necessary to apply for a residence visa before entering Greece. Once there, you will need to apply for a temporary residence permit from the local authorities, which is valid for one year and renewable. After five years of continuous residence, you will be able to apply for a permanent residence permit.
• AFM Number: As for European citizens, the AFM number is a must for any tax transaction in Greece.
• Residence visa: You will need to obtain a visa corresponding to your situation (retirement, family reunification, work, etc.) before coming to Greece.
• Health insurance: Private health insurance is mandatory for non-EU residents, although you can access some public services under certain conditions.

The different types of visas

There are several types of visas and residence permits to settle in Greece depending on your situation:

• Work visa: This visa is for people with an employment contract with a Greek company. Self-employed persons and entrepreneurs can also obtain a specific visa if they prove that they are operating or wish to set up a business in Greece.
• Golden Visa: This program provides a residency permit for foreigners who invest at least €250,000 in real estate in Greece. It offers a fast track to residency and benefits for traveling within the Schengen area.
• Retirement Visa (Type D): This visa is for individuals with sufficient passive income (pensions, investments) to support themselves in Greece. This permit allows you to obtain temporary resident status, renewable every two years.
• Digital nomad visa: Since 2021, Greece has been offering a visa for remote workers. This visa is valid for one year and can be renewed, subject to proving a minimum income (about €3,500 per month).
• Family Reunification Visa: For those joining a family member already residing in Greece.

Living in Greece as a retiree

Greece is particularly attractive to retirees due to its affordable cost of living and exceptional quality of life. With a monthly budget of between €1,200 and €2,000 depending on the location chosen, it is quite possible to live comfortably in Greece. This budget covers housing, food, recreation and health care.

• Cities and regions to focus on: Athens and Thessaloniki offer modern conveniences and easy access to medical facilities, while the Greek islands or small coastal towns are perfect for those looking for a quiet retreat surrounded by breathtaking scenery.

Conclusion

Living in Greece is an adventure that promises a unique living environment, made up of sublime landscapes, a welcoming culture and tasty gastronomy. Between its paradise islands, its rich historical heritage and its affordable cost of living, Greece is a perfect destination for those who want to change their lives and enjoy the Mediterranean sun to the fullest. Whether you are looking for a place to retire or a new beginning, Greece will charm you and offer you the perfect balance between quality of life and daily pleasure.

Banner photo: Lefkas-Landbroker on Green acres