Moving to Greece in a few steps
Choosing the perfect destination
Greece offers a diversity of landscapes and atmospheres for all tastes, but it all depends on your lifestyle and preferences:
- Urban and cultural life: If you’re looking for a vibrant life, Athens or Thessaloniki are perfect. Athens, the capital, is full of museums, restaurants and historic districts. Thessaloniki, the country’s second largest city, is also a cultural hub.
- Paradise Islands: For a quiet lifestyle, the Greek islands are ideal. Mykonos and Santorini are popular but expensive, while others like Naxos, Paros or Rhodes offer a nice quality of life at a more affordable cost.
- Rural life and nature: If you prefer quiet living in the countryside, opt for the Peloponnese or Crete, two regions offering breathtaking natural beauty, with picturesque villages.
Take some time to explore Greece before you settle down. Traveling to different regions can help you find your favorite.
Finding the perfect accommodation
Once you’ve decided on your ideal destination, it’s time to look for accommodation. Searching from abroad may seem complex, but many real estate platforms make it easy. Sites like Green acres list properties all over Greece, from apartments in the city to villas on islands.
If you want a personalized service, you can also call on a property hunter or a local real estate agent who knows the market and the specific procedures well.
Get an AFM number
The AFM number (Αριθμός Φορολογικού Μητρώου) is the Greek equivalent of the tax identification number. It is essential for any financial transaction, whether it is buying a property, opening a bank account or managing your taxes.
To obtain an AFM, you must visit a Greek tax office or use a local representative. You will need a passport and a Greek address to complete the procedure.
Obtaining a visa and residence
The procedures for moving to Greece vary according to your nationality.
- European Union Citizens: European citizens can move to Greece without a visa for stays of less than three months. For a longer stay, you must register with the Foreigners Police Office to obtain a residence certificate. After five years, you can apply for permanent residence.
- Non-Europeans: If you are not an EU citizen, you will need to obtain a residence visa before your arrival, and then apply for a temporary residence permit, renewable every year. After five years, you will be able to apply for a permanent resident card.
The Golden Visa allows foreign investors to obtain residency in exchange for a real estate investment of at least €250,000. This program is particularly popular with buyers wishing to access European residency and benefits.
We tell you more about it in this article!
Register for the Greek healthcare system
The public healthcare system in Greece, EOPYY, is accessible to foreign residents. To access it, you need to register with a social security center to get an AMKA number (Greek Social Insurance Number). This number will allow you to receive care in public hospitals.
If you want additional coverage, there are many private health insurance plans that offer better care and reduced waiting times.
Open a bank account
To manage your finances in Greece, it is necessary to open a local bank account. You will need your AFM number, proof of residence, and identification. Banks like Alpha Bank or Eurobank offer services tailored to expats.
If you are planning to receive your pension or buy a property, having a local bank account is a must to simplify your transactions.
Learn the language
Although many Greeks speak English, especially in tourist areas, learning Greek will make your integration much easier. Participating in Greek classes and practicing with the locals is the best way to feel more comfortable in everyday life.
Many language schools offer courses for expats, and immersing yourself in the local culture will also allow you to progress quickly.
Conclusion
Moving to Greece is an exciting adventure, offering an exceptional quality of life in a beautiful setting. By following these practical steps and taking the time to familiarize yourself with Greek culture, you can make a successful transition with peace of mind. Whether it’s to enjoy your retirement, invest in a second home or simply live a new experience under the Mediterranean sun, Greece has something to seduce every newcomer.
